---
title: "Ciclo de vida do parcelamento"
url: "https://devcenter.stone.com.br/conciliacao-exemplo-parcelamento"
image: "https://devcenter.stone.com.br/_og/d/c_Ocean.takumi,title_Ciclo+de+vida+do+parcelamento,props_eyJ0aGVtZSI6eyJtb2RlIjoibGlnaHQiLCJjb2xvcnMiOnsicHJpbWFyeSI6IiMzMEE2NkQifX19,p_Ii9jb25jaWxpYWNhby1leGVtcGxvLXBhcmNlbGFtZW50byI,s_a8sNfsEw5XQ08V9L.png"
---

# Ciclo de vida do parcelamento

### [Exemplos de ciclo de vida do parcelamento](#exemplos-de-ciclo-de-vida-do-parcelamento)

### [`Captura (02/06) > Liquidação da 1a parcela (02/07) > Liquidação da 2a parcela (01/08) > Liquidação da 3a parcela (31/08)`](#captura-0206-liquidação-da-1a-parcela-0207-liquidação-da-2a-parcela-0108-liquidação-da-3a-parcela-3108)

Nesse exemplo estamos considerando uma transação parcelada em 3 vezes, **sem** antecipação.

**Captura**

```xml
<FinancialEvents>
  ...
      <Transaction>
         <Events>
            <CancellationCharges>0</CancellationCharges>
            <Cancellations>0</Cancellations>
            <Captures>1</Captures>
            <ChargebackRefunds>0</ChargebackRefunds>
            <Chargebacks>0</Chargebacks>
            <Payments>0</Payments>
         </Events>
         <AcquirerTransactionKey>25406758740452</AcquirerTransactionKey>
         <InitiatorTransactionKey>140001256382</InitiatorTransactionKey>
         <AuthorizationDateTime>20200602121341</AuthorizationDateTime>
         <CaptureLocalDateTime>20200602091341</CaptureLocalDateTime>
         <International>False</International>
         <AccountType>2</AccountType>
         <InstallmentType>2</InstallmentType>
         <NumberOfInstallments>3</NumberOfInstallments>
         <AuthorizedAmount>195.530000</AuthorizedAmount>
         <CapturedAmount>195.530000</CapturedAmount>
         <AuthorizationCurrencyCode>986</AuthorizationCurrencyCode>
         <IssuerAuthorizationCode>063102</IssuerAuthorizationCode>
         <BrandId>2</BrandId>
         <CardNumber>549167******8745</CardNumber>
         <Poi>
            <PoiType>4</PoiType>
         </Poi>
         <EntryMode>1</EntryMode>
         <Installments>
            <Installment>
               <InstallmentNumber>1</InstallmentNumber>
               <GrossAmount>65.170000</GrossAmount>
               <NetAmount>63.677607</NetAmount>
               <PrevisionPaymentDate>20200702</PrevisionPaymentDate>
            </Installment>
            <Installment>
               <InstallmentNumber>2</InstallmentNumber>
               <GrossAmount>65.180000</GrossAmount>
               <NetAmount>63.687378</NetAmount>
               <PrevisionPaymentDate>20200803</PrevisionPaymentDate>
            </Installment>
            <Installment>
               <InstallmentNumber>3</InstallmentNumber>
               <GrossAmount>65.180000</GrossAmount>
               <NetAmount>63.687378</NetAmount>
               <PrevisionPaymentDate>20200831</PrevisionPaymentDate>
            </Installment>
         </Installments>
      </Transaction>
  ...
</FinancialEvents>
```

**Liquidação da 1a parcela**

```xml
<FinancialTransactionsAccounts>
  ...
      <Transaction>
         <Events>
            <CancellationCharges>0</CancellationCharges>
            <Cancellations>0</Cancellations>
            <Captures>0</Captures>
            <ChargebackRefunds>0</ChargebackRefunds>
            <Chargebacks>0</Chargebacks>
            <Payments>1</Payments>
         </Events>
         <AcquirerTransactionKey>25406758740452</AcquirerTransactionKey>
         <InitiatorTransactionKey>140001256382</InitiatorTransactionKey>
         <AuthorizationDateTime>20200602121341</AuthorizationDateTime>
         <CaptureLocalDateTime>20200602091341</CaptureLocalDateTime>
         <EntryMode>1</EntryMode>
         <Installments>
            <Installment>
               <InstallmentNumber>1</InstallmentNumber>
               <GrossAmount>65.170000</GrossAmount>
               <NetAmount>63.677607</NetAmount>
               <PaymentDate>20200702</PaymentDate>
               <PaymentId>442648731</PaymentId>
            </Installment>
         </Installments>
      </Transaction>
  ...
 </FinancialTransactionsAccounts>
```

**Liquidação da 2a parcela**

```xml
<FinancialTransactionsAccounts>
...
      <Transaction>
         <Events>
            <CancellationCharges>0</CancellationCharges>
            <Cancellations>0</Cancellations>
            <Captures>0</Captures>
            <ChargebackRefunds>0</ChargebackRefunds>
            <Chargebacks>0</Chargebacks>
            <Payments>1</Payments>
         </Events>
         <AcquirerTransactionKey>25406758740452</AcquirerTransactionKey>
         <InitiatorTransactionKey>140001256382</InitiatorTransactionKey>
         <AuthorizationDateTime>20200602121341</AuthorizationDateTime>
         <CaptureLocalDateTime>20200602091341</CaptureLocalDateTime>
         <EntryMode>1</EntryMode>
         <Installments>
            <Installment>
               <InstallmentNumber>2</InstallmentNumber>
               <GrossAmount>65.170000</GrossAmount>
               <NetAmount>63.677607</NetAmount>
               <PaymentDate>20200801</PaymentDate>
               <PaymentId>5292210031</PaymentId>
            </Installment>
         </Installments>
      </Transaction>
  ...
 </FinancialTransactionsAccounts>
```

**Liquidação da 3a parcela**

```xml
<FinancialTransactionsAccounts>
...
      <Transaction>
         <Events>
            <CancellationCharges>0</CancellationCharges>
            <Cancellations>0</Cancellations>
            <Captures>0</Captures>
            <ChargebackRefunds>0</ChargebackRefunds>
            <Chargebacks>0</Chargebacks>
            <Payments>1</Payments>
         </Events>
         <AcquirerTransactionKey>25406758740452</AcquirerTransactionKey>
         <InitiatorTransactionKey>140001256382</InitiatorTransactionKey>
         <AuthorizationDateTime>20200602121341</AuthorizationDateTime>
         <CaptureLocalDateTime>20200602091341</CaptureLocalDateTime>
         <EntryMode>1</EntryMode>
         <Installments>
            <Installment>
               <InstallmentNumber>3</InstallmentNumber>
               <GrossAmount>65.170000</GrossAmount>
               <NetAmount>63.677607</NetAmount>
               <PaymentDate>20200831</PaymentDate>
               <PaymentId>800923845</PaymentId>
            </Installment>
         </Installments>
      </Transaction>
  ...
 </FinancialTransactionsAccounts>
```

---

**Jornada: [Exemplos de ciclo de vida](https://devcenter.stone.com.br/conciliacao-exemplo-ciclo-de-vida-da-captura)**  
Etapa 2 de 13

[**Etapa anterior**Ciclo de vida da captura](https://devcenter.stone.com.br/conciliacao-exemplo-ciclo-de-vida-da-captura)[**Próxima etapa**Ciclo de vida do cancelamento](https://devcenter.stone.com.br/conciliacao-exemplo-ciclo-de-vida-do-cancelamento)

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